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Historical recordHabersham Countyarchived · approved

Habersham County commissioners renew ACCG-IRMA insurance for FY2026, raise deductible to $10,000

The county's property, vehicle and liability coverage continues for another year, but a higher deductible means the county absorbs more of any claim before insurance pays.

By NEGA Brief Newsroom
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June 16, 2025: ACCG-IRMA Property & Liability Insurance Renewal for 2025-2026

The story

The Habersham County Board of Commissioners took up a request to renew the county's property and liability insurance with ACCG-IRMA for fiscal year 2026.

SourcesMeeting4831_0 Agenda for 06.16.25 BOC Meeting.pdf

County staff's summary requested approval of the ACCG-IRMA renewal with the deductible raised to $10,000, covering July 1, 2025 through July 1, 2026. At that deductible level the premium was set to rise by $27,779, or 3.8%, over the prior year's $728,164 premium, to $755,943 — lower than the $797,671 the county would have paid to keep its previous, lower deductible.

Sources25 Executive Summary- ACCG IRMA Renewal 2025-2026

The renewal reflected coverage changes to the ACCG-IRMA agreement that the ACCG-IRMA Board of Trustees had approved on April 25, 2025, effective with the new policy year.

Sources25 Executive Summary- ACCG IRMA Renewal 2025-2026

On June 16, 2025, the Board of Commissioners voted 5-0 to approve the ACCG-IRMA renewal for FY2026 with the increased $10,000 deductible.

SourcesMinutes for 06.16.25 BOC MeetingMeeting4831_5 Minutes for 06.16.25 BOC Meeting.pdf

What happened

How this issue got here

Open any step for its supporting record. A proposal remains labeled as proposed until later evidence establishes an outcome.

Approved
confirmed

Renewal of Property & Liability Insurance with ACCG-IRMA for FY2026, increased deductible

voted unanimously (5-0) to approve the renewal of Habersham County’s property, vehicle and liability coverage with ACCG-IRMA for FY 2026 with an increased deductible of $10,000

Link to this step

Supporting record

MinutesMinutes for 06.16.25 BOC Meetingvoted unanimously (5-0) to approve the renewal of Habersham County’s property, vehicle and liability coverage with ACCG-IRMA for FY 2026 with an increased deductible of $10,000
Appeared on agenda
proposed

Renewal of Property & Liability Insurance for FY2026 with ACCG

Consider/Approve Renewal of Property & Liability Insurance Renewal for FY 2026 with ACCG

Link to this step

Supporting record

AgendaMeeting4831_0 Agenda for 06.16.25 BOC Meeting.pdfConsider/Approve Renewal of Property & Liability Insurance Renewal for FY 2026 with ACCG
Appeared on agenda
proposed

ACCG-IRMA property/casualty insurance renewal for Habersham County, 2025-2026

ACCG–IRMA Renewal Proposal Summary 7/1/2025 to 7/1/2026 Member: Habersham County

Link to this step

Supporting record

Agenda25 Executive Summary- ACCG IRMA Renewal 2025-2026ACCG–IRMA Renewal Proposal Summary 7/1/2025 to 7/1/2026 Member: Habersham County
Appeared on agenda
proposed

Renewal of ACCG-IRMA property, vehicle and liability insurance for FY 2025-2026 with increased deductible

To request Commission approval of the renewal of Habersham County’s property, vehicle and liability coverage with ACCG-IRMA for FY 2025-2026 with an increased deductible of $10,000.

Link to this step

Supporting record

Agenda25 Executive Summary- ACCG IRMA Renewal 2025-2026To request Commission approval of the renewal of Habersham County’s property, vehicle and liability coverage with ACCG-IRMA for FY 2025-2026 with an increased deductible of $10,000.
Appeared on agenda
proposed

ACCG-IRMA insurance renewal (vehicle, mobile equipment, and property schedules) for July 1, 2025 to July 1, 2026

ACCG-IRMA This is the Statement of Values that is on file with ACCG-IRMA, for the 7/1/2025 to 7/1/2026 Coverage Period.

Link to this step

Supporting record

Agenda25 Executive Summary- ACCG IRMA Renewal 2025-2026ACCG-IRMA This is the Statement of Values that is on file with ACCG-IRMA, for the 7/1/2025 to 7/1/2026 Coverage Period.
Approved
confirmed

Renewal of property & liability insurance with ACCG-IRMA for FY2026, deductible increased to $10,000

voted unanimously (5-0) to approve the renewal of Habersham County’s property, vehicle and liability coverage with ACCG-IRMA for FY 2026 with an increased deductible of $10,000

Link to this step

Supporting record

MinutesMeeting4831_5 Minutes for 06.16.25 BOC Meeting.pdfvoted unanimously (5-0) to approve the renewal of Habersham County’s property, vehicle and liability coverage with ACCG-IRMA for FY 2026 with an increased deductible of $10,000
Appeared on agenda
proposed

ACCG-IRMA Property & Liability Insurance Renewal for 2025-2026

The following changes to the ACCG-IRMA Coverage Agreement effective July 1, 2025 were approved at the ACCG-IRMA Board of Trustees meeting on April 25, 2025

Link to this step

Supporting record

Agenda25 Executive Summary- ACCG IRMA Renewal 2025-2026The following changes to the ACCG-IRMA Coverage Agreement effective July 1, 2025 were approved at the ACCG-IRMA Board of Trustees meeting on April 25, 2025

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